If you are a veteran with VA coverage, enrolling in Medicare could still be greatly beneficial for you. You can combine your VA coverage with Medicare without losing your VA benefits, getting you more health care coverage.
Explore Medicare AdvantageVA coverage usually requires you to receive your care in a VA facility. When you enroll in Medicare, you can get coverage at any health care facility that accepts Medicare - offering you quite a few more options for providers.
Having extra coverage through Medicare to fall back on when VA coverage isn't always guaranteed can give you peace of mind and save you hundreds, if not thousands, of dollars in out-of-pocket costs.
Original Medicare coverage includes Medicare Part A, hospital insurance, and Medicare Part B, medical insurance. Together, you'll have coverage for:
- Inpatient hospital care
- Skilled nursing facility care
- Nursing home care
- Hospice care
- Home health care
- Medically necessary services
- Preventive and screening services
Learn more about Original Medicare coverage.
If you enroll in a Medicare Advantage (Part C) plan, you'll have all of the above and may also have additional benefits such as:
- Dental, vision, and hearing coverage
- Transportation for doctor visits
- Gym memberships
- Wellness programs
- Prescription drug coverage
- Adult day-care services
Many find that a Medicare Advantage plan is more suitable for them because of the combined coverage of Original Medicare and the possible additional benefits. If this is an option you're considering, reach out to Simple Retirement Benefits today! We specialize in Medicare and will make sure you get the right Medicare Advantage plan for your needs.
VA Coverage
Each veteran's benefits package is unique, but services covered include care to help:
- Enhance your quality of life
- Improve your ability to function
- Prevent future health problems
- Treat illnesses and injuries
VA insurance often covers:
- Inpatient hospital services such as surgeries, medical treatments, specialized care, acute care, and kidney dialysis
- Urgent and emergency care such as emergency care in a non-VA facility under certain conditions and urgent care for non-life-threatening conditions that need immediate attention
- Preventative services such as health exams, health education, counseling on genetic diseases, and immunizations
- Mental health services to treat issues like depression or PTSD
- Assisted living and home health care
- Prescriptions written by a VA doctor
Depending on your priority group, the advice of your VA doctor, and medical standards for treating your health conditions, you may also qualify for added benefits such as dental or vision coverage.
Simple Retirement Benefits Can Help
Simple Retirement Benefits can help you get more coverage by adding Medicare Advantage alongside your VA benefits. Not sure if it's right for you? Just give us a call today and we'll walk you through your options.
If you are still unsure of which Medicare plan is appropriate for you, we can help. We will discuss all the coverage options with you to determine which plan is appropriate for your specific goals.