Medigap Plan G has very similar coverage to Plan F. If you are willing to pay a small deductible each year, this plan may be highly appropriate for you.
If you became Medicare-eligible on or after January 1, 2020, Plan G is the most comprehensive supplement option available to you. Recently, Plan G has grown to be one of the most popular Medigap choices.
Explore Plan OptionsPlan G covers nearly everything that Plan F does, minus the Medicare Part B deductible.
- Part A deductible
- First 3 pints of blood
- Part B excess charges
- Medicare Part B coinsurance
- Part A hospice care coinsurance
- Part A coinsurance and hospital costs
- Skilled nursing facility care coinsurance
- Foreign travel emergency (up to plan limits)
Why Choose Plan G?
Medicare Supplement Plan G is gaining popularity for many reasons. First, it offers comprehensive coverage. You will pay the Medicare Part B deductible once per calendar year, which is $283 in 2026. Besides that, Plan G covers your share of inpatient hospital costs (blood transfusions, skilled nursing, and hospice care) and outpatient medical services (doctor visits, durable medical equipment, x-rays, and more).
Next, Plan G is often more cost-effective than Plan F in many areas. If this is the case, it makes sense to buy it, as you could save several hundred dollars each year in premiums while receiving nearly identical medical coverage.
What Does Plan G Cost?
Your monthly premium will depend on your specific area, tobacco use, age, and gender. Because there is no set cost, we highly recommend comparing plans in your state with a licensed Medicare advisor.
Am I Eligible for Plan G?
If you have Original Medicare (A and B), you are eligible to apply for Medigap Plan G. You also need to live in the plan's service area.
When Should I Enroll?
The most appropriate time to sign up for Plan G is during your Medigap Open Enrollment Period. This six-month window begins with your Medicare Part B effective date. This is your one opportunity to enroll in any Medigap plan without health underwriting, meaning insurers cannot deny your application because of medical conditions.
If you have missed your Medigap open enrollment period, you can still apply for a Plan G policy, hough you may be subject to medical underwriting depending on your situation.
Interested in Plan G? Contact Us
If you're interested in Plan G, contact Simple Retirement Benefits. We can check rates across multiple Medigap carriers, helping you find competitive rates for Medigap Plan G in your area. Additionally, if you enroll through us, there is no fee for our service, and you'll get ongoing support from our team should you ever have any questions. Why wait? Call 512-432-5414 today!